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What it is: A federal law that gives employees the option to continue their health insurance coverage after leaving a job—usually at...

If you’re a small employer without a group plan, QSEHRA might sound like a dream—but it’s not as “set it and forget it” as some think....

VEBA accounts can be a powerful tool for school districts, but they’re often misunderstood by both HR teams and retirees. Here’s what...

Financial Wellness & Smarter Plan Design In Part 1 of this series, we covered two powerful trends— telehealth expansion and...

Telehealth & Fertility Support Are Reshaping the Landscape It’s no secret that employee benefits are changing—but the biggest shifts...

If you’ve ever visited a doctor, filled a prescription, or had a medical procedure, chances are you’ve received an Explanation of...

For many employees, health benefits are something they think about during open enrollment—and then forget about until something goes...

Opening a medical bill can feel overwhelming—especially if it’s unexpected or unclear. Before you reach for your wallet or toss it aside...

A Health Savings Account (HSA) is more than just a savings tool—it's a long-term investment in your financial and physical well-being....

We didn’t start S+H Benefit Solutions because we wanted to be just another insurance agency. We started it because we were frustrated...

As the school year wraps up and summer begins, a new benefit plan year kicks off for many district employees. This is more than just a...

There’s no sugarcoating it—losing a client hurts. Especially when it’s not because of poor performance. Not because of a mistake. But...

If you’re a small business owner, you may have been told that providing employee benefits is too expensive or too complex. But the truth...

We all get busy. Between juggling work, family, and daily life, it can be easy to put off that annual check-up or skip a routine...

The workplace has changed. So have employee expectations. Today ’s workforce wants more than just competitive salaries—they want...

Let’s be honest—benefits can be confusing. High deductibles, copays, out-of-network charges, EOBs, HRAs, HSAs… it’s a lot. And when...

When it comes to health insurance, there's no such thing as one-size-fits-all. Every community has its own challenges, its own strengths,...

If you're staring at a jumble of letters like HSA, HRA, and FSA and wondering what they actually mean—you're not alone. These benefit...

Choosing the right health plan isn’t just about saving money — it’s about offering care that makes sense for your team. One option many...

At S+H Benefit Solutions, we talk a lot about health plans, deductibles, and coverage options — but none of it matters if your employees...