Kicking Off the New School Year: What a New Plan Year Means for District Employees

As the school year wraps up and summer begins, a new benefit plan year kicks off for many district employees. This is more than just a date on the calendar—it impacts how your claims are paid, what funds are available, and how you can make the most of your benefits moving forward.

So, what does this mean for you?

First, any medical bills related to services received before July 1 belong to your prior plan year. Do not use new plan year funds to pay those bills. Doing so can cause issues with coordination of benefits and leave you short when new services are rendered. Instead, send those bills to your benefits contact (like Evelyn or Sarah) so they can be processed using the appropriate year's funds.

Second, now is the perfect time to plan how you want to use your HSA or HRA. If you have access to a Health Savings Account, consider making regular contributions. Even $25 per paycheck adds up and can help cushion unexpected costs down the road. Remember, HSAs are yours to keep and grow over time—they roll over year to year and even into retirement.

Here are some smart ways to use your funds this year:

• Schedule preventive care early (it’s covered at 100%)

• Budget for known expenses like prescriptions, therapy, or dental work

• Set up an HSA contribution schedule that works with your paycheck

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If you’re unsure about what’s covered or need help sorting old bills, that’s what we’re here for. Reach out anytime.

Start this plan year strong—and smart. We’ve got your back.